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Buyer's Projected Closing Costs Possible Morgage Costs • Loan Origination Point • Loan Discount Point • Appraisal Fee • Credit Report • Lender's Inspection Fee • Mortgage Broker Fee • Tax Related Fee • Processing Fee • Underwriting Fee • Wire Transfer Fee Government Fees • Recording Fees (Deed & Mortgage) • Intangible Tax on Mortgage • Doc Stamp on Mortgage Escrow Fees These escrow fees are required by the lender to be paid in advance. • Taxes • Hazard Insurance • Flood (if applicable) • Private Mortgage Insurance (PMI) Additional Charges • Pest Inspection • Survey • Home Inspection Title Fees • Closing & Escrow Fee • Title Insurance • Endorsements as required Cash Transactions Projected Charges to Buyer’s • Recording Fees - Deed • One Year Homeowners Insurance (Buyers should obtain) • Inspection Costs (as per contract) - Termite - Roof • Prepaid Maintenance • Survey (optional) • Closing Fee |
Seller's Projected Closing Costs Government Fees • Doc Stamp on Mortgage • Taxes prorated to date of closing • Recording Fee (if applicable) Other Fees • Payoff existing loan(s) • Courier Fees • Homeowners Association /Condo Fees prorated to closing • Real Estate Commission Title Fees • Assessment Search • Search Fee • Owner Title Insurance • Title Exam • Closing Fee |